About

About BahiQo — a digital udhar khata built for Indian shops

A simple digital bahi khata for shops, traders, and small businesses. Record credit, track payments, and always know who owes you — without paper books.

Get started in minutes: sign in with your mobile number, create your business, add your first customer, and record your first entry.

Why BahiQo?

  • Built for shops worldwide — English, Hindi, Hinglish, Punjabi & Baagdi
  • CSV import on web and app for bulk customers and ledger data
  • Clear “You Gave” and “Payment Received” entries
  • Outstanding balances calculated automatically
  • Customer and supplier ledgers in one app
  • Payment reminders and shareable PDF statements

Why a digital bahi khata, not just a bigger notebook

The paper bahi khata has worked for generations because it is simple: one page per customer, a running total, and a book everyone in the shop already understands. It breaks down at three specific points — when more than one person needs to record entries, when the book itself is damaged or lost, and when a customer disputes a total with no evidence beyond a handwritten line. BahiQo keeps the paper book\'s simplicity and removes those three failure points, rather than replacing the khata with an accounting system nobody asked for.

Who is it for?

Shops, wholesalers, retailers, service providers, freelancers — anyone who gives or takes credit and wants a clean digital khata. It suits a single-counter kirana store as well as a wholesaler running credit across dozens of retail accounts, because the underlying ledger is the same; only the volume changes. See khata guides by trade for how it fits specific businesses.

How BahiQo differs from a paper khata

  • Balances are calculated the moment an entry is saved — no adding a column at closing time
  • A bill photo can be attached to the entry it belongs to, so a dispute is settled by evidence, not memory
  • The ledger lives on the server, not in one physical book, so a lost or damaged phone does not mean a lost khata
  • Staff can record against the same customer list from their own phone, instead of one person holding the only copy

A W3CTRL brand

BahiQo is a product of W3CTRL, built for businesses that keep customer and supplier ledgers on their phone.

What we are not

BahiQo is a business ledger, not a bank, wallet, or loan app. It does not hold your money, process payments as a wallet, or offer credit scores or loans. You record the credit and payments you already make in the shop; BahiQo keeps the arithmetic correct and the record available on any device you sign into.

Contact

Questions about the app: [email protected] · 6367114356

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